thinking I should rename my blog to my rants... lol
I am really not an angry person, but I have no one to talk to about these things.
We are BROKE. B R O K E Broke and it sucks. I don't know if we have enough money to even pay all of our bills this month. We have 2 credit cards maxed out (So about $8,000.00 in debt on those) not to mention I have a Mohela Loan that we owe $6500 on and we still own about $7K on the car. I don't know how people do this thing. I try to be as frugal as I can, but with gas being $3.54 and diesel is $3.79 a gallon it is crazy. Chris makes right at $1400 a month. I stay home with the kids because I would be lucky to get a job making $8 an hour- drive 20 miles round trip- pay daycare for 2 kids (which would be around $40-$50 a day!!) AND if I got a job we would probably lose our food stamps (which I hate being on...but you have to do what you have to do I guess..) and the kids would probably lose their medcaid. We can't afford to sign the kids up on Chris' because for 2 kids or more it is like $350 a month! They don't have a smaller plan then that! Our bills right now take up over half of what Chris makes a month, the rest goes to fuel and basic toiletries.
Our bills:
Dish Network: $15.39 (We could cut this out but we would have to either buy a new tv or buy an outside antenae and a converter box since it all went digital--not in the budget) and we are not that kind of people that can go without. we have kids.
Insurance: $100 a month (we pay it every 3 months and it is about $324- that is for 2 cars and renters insurance)
Life Insurance for me and the kids: $40 a month
Verizon: $149 - 2 phones and internet (I need the internet for my online classes)
Southwest Electric: Anywhere between $60 and $120 a month. With the AC on it is higher.
Sears: $30
Lowes: $50
Chase: $140 min payment
TRU: $125 min payment
Amazon: $30 min payment
FFO: $25
Mohela: $80 will be going away once they realize I am in school again
Car Payment: $188
John Deere: $75 min payment
ugh
I am really not an angry person, but I have no one to talk to about these things.
We are BROKE. B R O K E Broke and it sucks. I don't know if we have enough money to even pay all of our bills this month. We have 2 credit cards maxed out (So about $8,000.00 in debt on those) not to mention I have a Mohela Loan that we owe $6500 on and we still own about $7K on the car. I don't know how people do this thing. I try to be as frugal as I can, but with gas being $3.54 and diesel is $3.79 a gallon it is crazy. Chris makes right at $1400 a month. I stay home with the kids because I would be lucky to get a job making $8 an hour- drive 20 miles round trip- pay daycare for 2 kids (which would be around $40-$50 a day!!) AND if I got a job we would probably lose our food stamps (which I hate being on...but you have to do what you have to do I guess..) and the kids would probably lose their medcaid. We can't afford to sign the kids up on Chris' because for 2 kids or more it is like $350 a month! They don't have a smaller plan then that! Our bills right now take up over half of what Chris makes a month, the rest goes to fuel and basic toiletries.
Our bills:
Dish Network: $15.39 (We could cut this out but we would have to either buy a new tv or buy an outside antenae and a converter box since it all went digital--not in the budget) and we are not that kind of people that can go without. we have kids.
Insurance: $100 a month (we pay it every 3 months and it is about $324- that is for 2 cars and renters insurance)
Life Insurance for me and the kids: $40 a month
Verizon: $149 - 2 phones and internet (I need the internet for my online classes)
Southwest Electric: Anywhere between $60 and $120 a month. With the AC on it is higher.
Sears: $30
Lowes: $50
Chase: $140 min payment
TRU: $125 min payment
Amazon: $30 min payment
FFO: $25
Mohela: $80 will be going away once they realize I am in school again
Car Payment: $188
John Deere: $75 min payment
ugh
Things will get better. I've been in your shoes and I know how hard it is when you are always broke... especially with kids who want stuff and want to do stuff... God will make a way. I am not sure if you're a homeschool mom or not but if you want to find me on facebook there is a whole community of stay at home homeschooling moms who would really relate what you're going through. Kristie_S_Horn@yahoo.com is my email address. Find me on facebook.
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